← Back to Loan ProgramsAlternative Qualification
Asset-Based Loans
Asset-based loans use your existing assets — property equity, liquid reserves, or investment holdings — as the primary basis for qualification, rather than traditional income documentation.
Best Fit
Who This Program Is For
High-net-worth individuals with significant assets
Investors who prefer not to document income traditionally
Self-employed borrowers with complex income structures
Retirees or investors living off portfolio income
Qualification
How Qualification Works
Documented liquid or semi-liquid assets
Asset statements (bank, brokerage, retirement)
Property collateral assessment
Minimum reserve requirements
Key Benefits
Qualify using assets instead of income
Flexible documentation requirements
Available for various property types
Suitable for complex financial situations
Key Considerations
Asset verification required
Minimum asset thresholds apply
Rates may vary based on asset type and amount
Program-specific requirements
Process
How It Works
STEP 01
Asset Review
We assess your asset base and determine qualification path.
STEP 02
Program Matching
Match your profile to the best asset-based product.
STEP 03
Documentation
Provide asset statements and property documentation.
STEP 04
Closing
Close with confidence knowing your assets support the loan.
FAQ
Frequently Asked Questions
Ready to Explore Asset-Based Loans?
Talk with an advisor who can walk you through qualification, terms, and next steps for your specific deal.