Loan Programs

Investment Financing by Prime Loan Advisors

From DSCR rentals to fix-and-flip projects, bridge financing to portfolio consolidation — explore the loan programs designed for how real estate investors actually operate.

Rental & Cash-Flow

DSCR Loans

Qualify based on property income, not personal income. The go-to for rental investors building cash-flow portfolios.

Investors purchasing or refinancing rental properties
Self-employed borrowers who prefer not to use personal income documentation
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Acquisition & Bridge

Fix & Flip Loans

Short-term financing for acquisition and renovation. Speed and flexibility for active investors.

Investors purchasing properties to renovate and sell
Experienced flippers needing fast, reliable capital
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Acquisition & Bridge

Bridge Loans

Short-term capital to bridge the gap between acquisition and permanent financing or sale.

Investors needing fast closing on time-sensitive deals
Borrowers transitioning between short-term and permanent financing
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Refinance & Equity

Cash-Out Refinance

Access equity in stabilized properties to fund your next investment move.

Investors with equity in stabilized rental properties
Portfolio builders recycling capital into new acquisitions
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Refinance & Equity

Rate & Term Refinance

Improve your rate, adjust your term, and optimize monthly payments on existing investment properties.

Investors with properties on higher-rate loans
Borrowers looking to lower monthly payments
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Rental & Cash-Flow

Portfolio Loans

Consolidated financing for multiple properties under one loan. Built for scale.

Investors with multiple rental properties
Portfolio builders consolidating existing debt
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Alternative Qualification

Asset-Based Loans

Leverage your assets — real estate, liquid reserves, or other holdings — to qualify for financing.

High-net-worth individuals with significant assets
Investors who prefer not to document income traditionally
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Acquisition & Bridge

Hard Money Loans

Fast, collateral-based lending for deals that need speed and certainty of execution.

Time-sensitive acquisitions
Properties that don't qualify for traditional financing
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Alternative Qualification

Bank Statement Loans

Qualify with bank deposits instead of tax returns. Ideal for self-employed borrowers.

Self-employed investors and business owners
Borrowers with strong deposits but lower taxable income
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Rental & Cash-Flow

Interest-Only Loans

Lower monthly payments during the interest-only period, maximizing short-term cash flow.

Investors prioritizing short-term cash flow
Value-add projects during the stabilization phase
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Not Sure Which Program Fits Your Deal?

Talk with an advisor who can recommend the right financing based on your property, strategy, and timeline.

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