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Cash-Out Refinance
A cash-out refinance lets you tap into the equity you've built in stabilized rental properties — pulling capital out to reinvest, acquire, or improve your portfolio.
Best Fit
Who This Program Is For
Investors with equity in stabilized rental properties
Portfolio builders recycling capital into new acquisitions
BRRRR investors refinancing after stabilization
Investors consolidating debt or improving terms
Qualification
How Qualification Works
Current property appraisal required
Existing rental income or lease agreements
LTV based on current appraised value
DSCR or income-based qualification available
Key Benefits
Access trapped equity without selling
Fund new acquisitions with portfolio equity
Potentially improve rate and terms on existing debt
Available with DSCR or traditional qualification
Key Considerations
LTV limits apply (typically 70-80%)
Property must appraise at current market value
Seasoning requirements may apply
New loan terms replace existing financing
Process
How It Works
STEP 01
Equity Analysis
We assess your property's current value and available equity.
STEP 02
Loan Structuring
Choose the right refinance product — DSCR, bank statement, or conventional.
STEP 03
Underwriting & Appraisal
Property appraisal and streamlined documentation.
STEP 04
Closing & Cash Out
Close and receive your cash-out proceeds.
FAQ
Frequently Asked Questions
Ready to Explore Cash-Out Refinance?
Talk with an advisor who can walk you through qualification, terms, and next steps for your specific deal.