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Fix & Flip Loans
Fix & Flip loans provide short-term financing to purchase and renovate investment properties. Designed for speed, they fund both the acquisition and the rehab — so you can move on deals quickly.
Best Fit
Who This Program Is For
Investors purchasing properties to renovate and sell
Experienced flippers needing fast, reliable capital
BRRRR strategy investors in the acquisition and rehab phase
Investors with time-sensitive deals
Qualification
How Qualification Works
Experience level considered (first-time flippers may have different terms)
Property acquisition cost and renovation budget reviewed
After-repair value (ARV) appraisal required
Exit strategy (sale or refinance) outlined
Key Benefits
Fast funding timelines
Finances both purchase price and renovation costs
Short-term structure matches the flip timeline
Interest-only payments during the hold period
Flexible property types and conditions
Renovation holdback structures available
Key Considerations
Short-term loan (typically 6-18 months)
Higher interest rates than long-term products
Requires a viable renovation plan and exit strategy
Points and origination fees are common
Process
How It Works
STEP 01
Deal Review
Submit your deal — purchase price, rehab scope, and projected ARV for quick analysis.
STEP 02
Loan Structuring
We structure the loan with purchase + rehab financing, draw schedule, and timeline.
STEP 03
Fast Underwriting
Streamlined underwriting focused on the deal, the asset, and your exit plan.
STEP 04
Funding & Draws
Close quickly. Access renovation funds through a managed draw schedule.
FAQ
Frequently Asked Questions
Ready to Explore Fix & Flip Loans?
Talk with an advisor who can walk you through qualification, terms, and next steps for your specific deal.