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Portfolio Loans
Portfolio loans consolidate financing for multiple investment properties into a single loan — simplifying management, improving leverage, and enabling scale.
Best Fit
Who This Program Is For
Investors with multiple rental properties
Portfolio builders consolidating existing debt
Investors approaching conventional loan limits
Operators seeking simplified loan management
Qualification
How Qualification Works
Portfolio-level DSCR analysis
Property-by-property appraisals
Aggregate rental income assessment
Entity ownership typically required
Key Benefits
Consolidate multiple properties under one loan
Simplified payment and management
Portfolio-level DSCR qualification available
Potential for better cross-collateralized terms
Key Considerations
Minimum property count may apply
Cross-collateralization considerations
Released property restrictions may vary
Portfolio-level underwriting
Process
How It Works
STEP 01
Portfolio Review
We analyze your full property portfolio and current financing.
STEP 02
Consolidation Strategy
Structure the portfolio loan for optimal terms and flexibility.
STEP 03
Underwriting
Portfolio-level underwriting with individual property assessments.
STEP 04
Closing
Close on all properties with simplified ongoing management.
FAQ
Frequently Asked Questions
Ready to Explore Portfolio Loans?
Talk with an advisor who can walk you through qualification, terms, and next steps for your specific deal.